Monday, 2 January 2012

No spending on . . .

One saving I shall make this year, is by not buying any books at all this year.  I like hard backs, paperbacks and e-books.  I shall read what I have.  If I want a knew book I can download a free one on to my kindle, but to be honest this shouldnt be necessary.

We had to get rid of lots of books last year, I chucked some and gave some to charity.  I had to do it quickly as it goes against my nature to ever get rid of books. I still have lots left.





Well I think not buying books should save me at least £50 this year.

Sunday, 1 January 2012

New Year and New resolutions




No sooner have we finished with Christmas and I see an advert for a Valentine's Day offer for a meal.  New beds, sofas, washing machines etc.

Well I need a new bed, new bedroom furniture, new bathroom - (have done for years) a suit blah blah blah.  It can wait.  My first resolution is for a no spend January. 

I know that doesnt sound hard but it will be.  I am excluding necessities just as food and groceries, but I am not buying clothes or treats for myself.  It will be a little easier than usual as I have had treats for Christmas but even so that doesn't usually stop me.  I am going to try and make do with what I have including food.  I am having a sort of detox.

I may extend this to February but if I do I do need to buy a suit so may exclude that.  I have some vouchers to pay towards it and have just bought (ordered not yet received) a cheap work dress from Austin Reed- at a bargain price and hopefully it will fit, as their clothes last forever! I was going to buy a nice cardi in the sales but as it is now the 1st Jan I am too late.  I did spend some money in the sales but spent about a third of what I usually spend. 

I do not want to buy too many clothes as I have put on a stone plus of the weight I lost in the past.  I want to lose that buy June if not before.  I know I can do it as a few weeks ago I lost 5 pound in one week although I felt a bit nauseaous all week so I wasn't very hungry - so that is number 2.

In the meantime, I have been saving for an Ipad and this year I really want to save enough to buy one,  I saved money given to me for Christmas by work and others and also  money from selling my mobile recently for about £35.00. I also put away £10 a month for a few months and now I have about £203.  That is my number 3 to save more money and use what I do spend to the best of its worth if you see what I mean.

I really do want to continue to spend less and get more from my money.  I got paid on the 29th which was good as it meant I couldn't spend the money beforehand.  I used vouchers from shop and scan towards presents, as well as some savings and some Nectar Vouchers for food but even so it was not pain free - ah well.

Finally, I am really apprehensive about this year, my mum isnt well she has primary bilary sclerosis, my step-dad isnt well - he has COPD by working in a foundry and smoking no doubt, my BIL isnt well and in hospital with an infected foot as a result of diabetes he is the father of 5 children and my sister works full-time as it is as well as juggling family life and is now at risk of having to jack it in.  They own their own property and it is likely they would lose it.  I feel a bit useless.  I have thought about giving her some of the money I have saved but she wouldn't take it and it wouldn't be enough.  No idea when her husband is coming home and she is going away this weekend 7 and 8th  for a break.  All I can do is have one of her children, Macauley - I am his Godmother.  I am proud to be so.  She has now managed to get sitters for the one night two night break so at least she can have some respite.  It is so hard for her as she doesnt even speak to her husband much anymore and they need to split, none of them are happy.  All I can do is listen.

Monday, 26 December 2011

Merry Christmas (sorry it's a little late)

Merry Christmas to everyone - sorry it is a little late only I have been doing the usual Christmas stuff i.e giving presents, opening presents, Christmas Dinner and today a less than an hour dive round the Christmas sales - I know a lot of people do not find it acceptable on Boing Day but I live right in town, the shops were open so I went for it.  I did however, order from next on Christmas Eve already.

I bought some clothes - smellies from Boots with my points and some wrapping paper the latter as I am nearly out and for next year, I got it all for less than half price!!
Well I am now back in the Christmas Spirit and shall commencing eating shortly - although we have cut down already.

Sunday, 11 December 2011

Every little helps just found this on MSE

If you work in an industry  listed on the link below and you wear a uniform (that you employers requires you to wear) you may be able to claim expenses, these can be backdated for up to 6 years.
 
www.hmrc.gov.uk

Thursday, 8 December 2011

Liebster Blog Award

Imagine my surprise this evening when I found out that Ruth Kelly  has nominated me for a Liebster Award.  I would like to take the opportunity of thanking her - thanks Ruth x

Now the idea of the Liebster award is to spotlight up and coming bloggers who have less than 200 followers.The word Liebster came from the German word for dearest.

The rules are; Copy and Paste the award on to your blog.

Thank the giver and link back to them

Reveal your top 5 blog picks and let them know by leaving a comment on their blogs.

Hopefully your 5 followers will spread the love to their 5 favourite bloggers and so it goes on.

No 1 is Angela  at   Angela - learn something from her blog every day!

No 2  is SFT   at   SFT always an inspirational read.

No 3 is Miss Piggy Bank at  MISS PB - always having a good time whilst keeping an eye on her piggy bank!

No 4 is Mum's Simply Living Blog Mums Simply Living - always so creative - I often wish I was as creative as she is - some lucky gift recipients I trust!

No 5 is Sharon at SharonMac - has a very good sense of humour in the face of adversity.

Wednesday, 7 December 2011

Birthday Celebrations

As you know Friday was a dinner out with other Lawyers.

Me and my colleagues worse for wear - some official photos should be ready in due course:



Saturday I enjoyed a meal with the family which was lovely no pics as low lighting and the place was packed!

Sunday my sister and her OH took me to the Chewton Glen for afternoon tea



Im in the middle lol:

Nom Nom Nom!

And then in slightly better light:


Then here is me aged 6 ha ha ha:


Cool huh in Weymouth near where I live.

I met colleagues for lunch Monday for birthyday celebrations then yesterday OH took me to see Arthur Christmas followed by a Pizza Hut Buffet and finally a warm drink after further bout of Christmas Shopping which I am doing frugally!

I had a good week was treated by others for all event mainly OH other than Lawyers do!

Tuesday, 6 December 2011

40 today and Speech went well!!

After all the worry my speech went well.  I think the firm I work for were so surprised and pleased that it had gone so well.  I was before 250 Lawyers some local and one was Lord Phillips the most senior Judge in the UK and he was sat next to me.

I was in so many photos (which I will post when I receive them as we had a photographer) and I was so relieved at having done my speech I went into hug mode and yes I hugged the lovely Lord Phillips and some other Judges too!!

Now as it is my 40th today I will not stop long and will tell you all about my birthday surprised including my visit to the Luxurious Chewton Glen Hotel!!