Having had an absolutely expensive April, OH 40th birthday and my sister's birthday, car tax and MOT although I did have most of the money set aside, I do need to get back to basics. We have had a bit of a shock with the utility bills. OH changed supplier and it appears he may have given the new supplier the wrong meter reading and he may have been given a rebate by the previous supplier (do you get the feeling that OH isnt has OS as me).
Now we are looking to reduce our gas and more importantly our electricy consumption. I try and make sure we turn the lights off, tv on standby and only user the dryer when necessary (we are in a flat and we cannot use line there is no where to put one). We do put most of the washing over the radiators which are not on. And we open the windows and stand an airer underneath them. I try to wear clothes more than once before washing them. I just dont know what else to try. Its difficult to know whether our bill was incorrect when OH was and is so vague. He just says there is nothing he can do. I am annoyed to be honest that the is so laid back about it.
We do not put our money together. One reason is he is so easy going with it. I meal plan and sometimes we go without non-essentials, he comes back with a bag full of non-essentials. I deal with it by thinking if thats what he wants to do with HIS money so be it. But then on occasions when we need to make big purchases he cannot contributes. There is not a big problem just irritating at times.
Anyway OH earns quite a lot more than mean and I was starting to catch up but he had a huge wage rise recently and I had 1% - not that I am not grateful just that I was led to believe that I was going to get a significant rise hey how. So OH pays more towards the bills then I do, we pay half the mortgage each and I pay for the food. Food is a nightmare at the moment and as I say I meal plan but its getting impossible. We pay for our own car etc and petrol. I hate going out in it to be honest.
I know people on here are really stuck financially and they are in debt whereas I just have my student loan (although OH is in debt and it is quite large as our finances are separate he will not allow me to help him with it. If I try I get criticised. I.e. I told him to transfer his credit card balance for months eventually he did but didnt tell me. He saved over £100 a month. When I came accross this he said he didnt want me to know as I would be smug lol.
I think this post is now a bit of a ramble but I need your help to get back to basics. Most importantly is food and gas and electric bills. Thanks in anticipation x